H.R.3102: Helping Individuals Get a Higher Education while Reducing Education Debt Act


The HIGHER ED Act (H.R. 3102) is a package of proposals aimed at making it easier for students to attend and pay for higher education. Individuals currently enrolled in Income-Driven Repayment (IDR) plans are generally required to start making payments on their student loans upon earning a salary of at least 150 percent of the federal poverty level. This bill would raise the minimum salary threshold for IDR plans to 225 percent of the federal poverty level. The bill would also allow existing public and private student loans to be refinanced into federal loans, broadly changes loan terms, such as repayment and interest for student loans, authorizes graduate and professional students to receive subsidized Stafford Loans, and makes federal student loans dischargeable in bankruptcy proceedings.

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Our Stance




Bill Number


Date Introduced

June 05, 2019


House Judiciary Committee

Bill Status

Introduced or Prefiled