H.R.4113: Public Service Pays Off Act


H.R. 4113 would amend the Public Service Loan Forgiveness Program (PSLF) to ensure student loans are forgiven in increments, over time, for the duration of the public servants career, rather than total forgiveness after 120 consecutive qualifying payments.

Talking Points

  • The Public Service Pays Off Act would allow public servants to have their loans forgiven in increments, over time, eliminating the all-or-nothing approach that the current program takes.
  • Currently, public servants must commit to public service for ten years and make 120 qualifying payments before loans are forgiven.
  • More flexibility would attract more talent to the non-profit sector, making it more competitive and allow non-profits to complete their missions more efficiently.

Our Stance




Bill Number


Date Introduced

July 30, 2019


House Education and Labor Committee

Bill Status

Introduced or Prefiled