H.R.4645: Public Service Loan Forgiveness Inclusion Act of 2019


The Public Service Loan Forgiveness (PSLF) Inclusion Act (H.R. 4645) would expand the types of repayment plans that would qualify for loan forgiveness under the PSLF program. This bill is an attempt to fix the 99 percent denial rate for borrowers who have applied for the PSLF program by retroactively broadening the repayment plan qualifications.

Talking Points

  • The National Assembly supports legislation that would expand PSLF forgiveness rates.
  • PSLF attracts talented employees to the nonprofit sector, and encourages them to build a career in public service.
  • The current PSLF eligibility requirements are convoluted and poorly communicated to borrowers, and expanding the types of payments that qualify would partially remedy this.

Our Stance




Bill Number


Date Introduced

October 11, 2019


House Education and Labor Committee

Bill Status

Introduced or Prefiled