H.R.4676: Protecting Medicare Beneficiaries with Pre-Existing Conditions Act

The Protecting Medicare Beneficiaries with Pre-Existing Conditions Act (H.R. 4676) would extend pre-existing condition protections to cover Medicare supplemental insurance. Under current law, many Medicare beneficiaries enroll in supplemental private Medicare plans, also known as “Medigap”. These plans are not covered by the Affordable Care Act’s pre-existing conditions protections. Specifically, this bill would guarantee the issue of a Medigap plan to Medicare beneficiaries under 65 and allow Medicare Advantage enrollees switching to Medicare Traditional a one-time enrollment in a Medigap plan.